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Mortgage & Equity Release Surveys

Damp and Timber Surveys in North Wales & Chester

Building Societies have tightened up on their criteria for lending and even though you may think that you have jumped through all the hoops and obstacles they put in your way, and are just about to get your mortgage offer; they will invariably say, just at the last minute before exchange of contracts, that there is some dampness and timber decay related problems and that a specialist timber and damp report is required before the mortgage loan will be granted. Well there’s no need to worry because most building surveyors will recommend this type of report as soon as their moisture meter indicates amber or red. In many cases, high moisture readings to walls will have been caused  by bridging of the original physical damp-proof course where some dodgy building work has been carried out in the past. Surveyors are also fearful of being sued if they miss anything so although they could make a good guess to the type of dampness & timber decay found,  they would rather defer the diagnosis to a specialist damp & timber surveyor. There are often good reasons for this, surveyors cannot be, after all, experts in all aspects of building defects.

Often your Estate Agent may have an arrangement with a damp-proofing and timber treatment company to provide a ‘free survey’ and ask them to undertake an inspection and provide a quote. But don’t be taken in by these free surveys as there are simply a way for many firms to provide you with quote for work that is not really necessary and will often cost thousands of pounds when there is often a much simpler and cheaper option.

Much of this damp-proofing work is unnecessary as rising dampness is often assumed to be the problem when it may in fact may be condensation or penetrating damp, due to raised ground levels etc., and these two problems can usually be remedied at a fraction of the cost of remedial works. Similarly woodworm and fungal infestations are usually confined to damp timbers and can be controlled by the removal of the dampness and often the infestation or decay will die out naturally without the need for any preservative treatments.

Damp Aid North Wales have been helping house-buyers for 30 years by offering an alternative to these ‘free damp & timber surveys’ by carrying out a survey undertaken to find the real extent and true cost of any suspected dampness and timber defects. Often there is no dampness or timber decay affecting a house and the Building Surveyors employed by Mortgage Companies etc often err on the side of caution to prevent any future claims regarding professional negligence. We can inspect a property and provide an unbiased, impartial written report which will satisfy your lender with regard to any perceived dampness or timber decay problem.

In over 90% of properties we have surveyed no damp-proofing or timber treatment work was required therefore providing substantial savings for the buyer – compared to the cost of damp-proofing and woodworm treatment to a house, which can easily exceed £4,000.

Usually the work involved to rectify any dampness or timber decay problems are fairly straightforward and may just involve reducing external ground levels and installing extra air bricks which can be carried out by a competent general builder.  However, we can also carry out this work should you so wish.

Even after carrying out surveys and findings some of our customers still ask us to provide some form of damp-proofing and we can therefore install the following systems:- Injected damp-proof course, physical damp-proof courses, cavity membrane systems and French Drains.  We do not however, install electro-osmotic damp proof courses.

If any specialist damp-proofing or timber treatments are required then this work will be covered by long term guarantees issued through the Guarantee Protection Trust. These are the only insured guarantees which are authorised and regulated by the Financial Services Authority.

Building Societies and Mortgage Equity release companies accept all our damp and timber reports and findings as a certificate of integrity of the house with regard to dampness and timber defects as a suitable alternative to previously obligatory guarantees.

Damp Aid North Wales work with all leading Estate & letting Agents, Surveyors and Architects in North Wales & Chester and are happy to undertake damp and timber surveys for any damp and timber decay related problem that you may think is present within the house you are buying.

For impartial honest and helpful advice about  surveys for mortgages or equity release or any form of dampness or timber decay in North Wales then please contact us on 01492 535305 to see if one of surveyors can help you.  With thirty years of successfully treating rising dampness, condensation,dry and wet rot,woodworm, in both domestic and commercial properties, Damp Aid  North Wales have built a reputation of providing a quality service with competitive prices and personal one-to-one service with all our clients.  So if you require an independent damp-proofing and timber treatment specialist to carry out a damp and timber survey, woodworm survey or  timber decay survey call Damp Aid North Wales on 01492 535305 or Chester on 01244 490341 to arrange a survey.   Alternatively fill in our enquiry form and you will be contacted  by us to book a convenient date and time for a survey to be carried out.   Damp Aid North Wales – covering Anglesey, LLandudno, Bangor, Wrexham, Colwyn bay, Prestatyn, Chester &  the whole of the North Wales region.